Can You Make an Offer on a Pending Sale?

Can You Make an Offer on a Pending Sale?

On what homes can you make an offer? Are homes marked ‘sale pending’ off limits? Nope! You can still make an offer. ‘Sale pending’ means the buyer and seller are still negotiating their purchase agreement.  You can make a backup offer. If the sale falls through, you...
Awesome Ways to Make Your Mortgage Payment

Awesome Ways to Make Your Mortgage Payment

No matter how you slice it, your mortgage payment can take a big slice out of your monthly budget. Whether you’re interested in paying off your mortgage early or you simply want some help covering this monthly expense, these awesome ways can help. Get a Roommate...
Should You Buy if You Can’t Put 20% Down?

Should You Buy if You Can’t Put 20% Down?

For many first-time buyers, saving for a down payment is often the most challenging hurdle they face on the path to home ownership. Most of these first-time buyers assume they must put down 20% of the purchase price. That’s some heavy coin! But the truth is – you...
Simple Tips to Save on Homeowner’s Insurance

Simple Tips to Save on Homeowner’s Insurance

Not carrying homeowner’s insurance isn’t a way to save money. It’s a way to gamble with the roof over your head. And that’s not something with which you want to gamble. What happens if a freak windstorm blows a tree into your house or a burglar causes major damage to...
How Does a Refi Work?

How Does a Refi Work?

A refi is the process trading your current home loan for a new one – complete with a new interest rate and terms (aka refinancing). But, how does the whole thing work? In a nutshell – refinancing is pretty much like securing your original mortgage. There are two main...
What’s the Real Cost of a Fixer-Upper?

What’s the Real Cost of a Fixer-Upper?

The fixer-upper. It’s an instant gold mine, right? Maybe. Home improvement TV shows make remodeling look like a snap. That’s because those folks are experts with a crew and supplies at the ready. Unfortunately, for those of us who aren’t home improvement experts,...
A Simple Guide to Budgeting

A Simple Guide to Budgeting

Budgeting can often be easier said than done, especially if you haven’t done it before. However, if you’re having trouble saving money, budgeting is the key. It allows you to clearly understand where your money is going so you can make educated spending decisions. If...