Blog | Dan Chapman Loans

Seattle Couple Home Buying Advantage: Down Payment Registry

Aug 10, 2018 | Home Buying Process | 0 comments

You’re tying the knot. You’re jumping the broom. You’re saying the big ‘I do’! Congrats! Starting this new crazy ride called marriage is a big and exciting adventure. It’s one that in modern times often includes whittling down the yours and mine of everything...

What’s the difference between a 30-year and 15-year fix?

Jul 26, 2018 | Uncategorized | 0 comments

While there are a wide variety of mortgages from which to choose, the vast majority of homebuyers will select just one – the 30-year fixed rate mortgage. In many ways, the 30-year-fix is the apple pie of mortgages. An American classic, it’s provides a stable and easy...

6 Tips to Successfully Buy a Condo in Seattle

Jun 8, 2018 | Home Buying Process, Mortgage 101 | 0 comments

Looking to buy a condo in Seattle? A condo can be a fabulous option for your first home. You can enjoy all the perks of Seattle’s wonderful culture, without enduring the maintenance associated with a traditional single-family residence. However, you’ll want to...

4 of the Most Common Mortgage Questions

May 11, 2018 | Mortgage 101 | 0 comments

How does this whole mortgage thing work? If you’re not exactly sure, you’re not alone. Buying a home is a big decision and it can feel like a complex process. That’s why at Fairway our loan officers make it as simple and straightforward as possible. To help you get...

Credit Score Mistakes Keeping You from Financial Success

Apr 13, 2018 | Credit Score, Mortgage 101 | 0 comments

You’re thinking about buying a home, but your credit score’s not quite up to snuff? It’s not just missing a payment that can keep your credit score from improving. The following credit pitfalls could be keeping you from seeing your credit score grow and achieving your...

How to Make the Move Easy on Your Pets

Mar 9, 2018 | Home Buying Process | 0 comments

Really excited about your new home? Watch out. Your four-legged family members probably won’t share your enthusiasm. Changing homes can be unsettling for your dog, as it can cause them to be insecure. They may become anxious, sensitive, and even scared. It...

Heartfelt Offer Letters. The Secret to Winning in a Competitive Market.

Feb 9, 2018 | Mortgage 101 | 0 comments

In a competitive market like the Seattle area, where inventory is low and demand is high, it can be hard competing against other buyers. Bidding wars are common. Prospective buyers will waive inspections, offer extra earnest money, and provide favorable move out...

It’s Never Too Early to Talk to Your Loan Officer

Jan 12, 2018 | Mortgage 101 | 0 comments

Thinking about buying your first home, but aren’t sure if you’re really ready? It might be you’re carrying debt, such as student loans. Perhaps you have a poor credit history. Or, you could be unsure about how big of a down payment you need to make. Don’t just...

Can You Buy a Home When Your Credit is Bad?

Oct 13, 2017 | Mortgage 101 | 0 comments

Make no mistake about it. Buying a home with bad credit is harder than buying a home with good credit. However, that doesn’t mean it’s impossible. Just because you don’t have an amazing credit score doesn’t mean you can’t achieve the dream of homeownership. What is...

Home Buying Mistakes You Might Be Making For Your Children

Sep 8, 2017 | Mortgage 101 | 0 comments

We do a lot of our children. From providing a strong education to exposing them to a wide variety of cultural experiences, the goal is to give them the best life possible. Unfortunately, there are some decisions we make that can actually undermine their (and your)...