Loan Programs

With so many loan options out there it may be hard to decide what is right for you and your family. Taking a look at each loan program below can give you an idea of what direction you think is best. Still a little unsure? Contact Dan to answer any questions you may have.

Conventional Loans

Conventional loans can be defined as equal standard mortgages targeted for the secondary market. Secured by government sponsored entities, such as Fannie Mae and Freddie Mac. Conventional loans are used to purchase/refinance homes with first and second mortgages on single/four family homes. Questions? No problem! Dan is here to help you with any concerns you may have.

Jumbo Loans

Jumbo loans are of high credit quality with larger limits than conventional loans. Jumbo loans carry a higher interest rate with some additional underwriting requirements because they are not funded by GSEs. Interested? Dan is happy to assist you on making this process as easy as possible.

VA Loans

VA loans are specifically created for the veterans of the United States Armed Forces. This loan is supported by the VA. This allows a veteran, who would not otherwise qualify for a home, be able to obtain a loan. Even if they are on a fixed/low income. Please feel free to contact me with any questions you may have.

FHA Loans

The Federal Housing Administration (FHA) loan is more popular over all of other the loan programs. Starting in 1934 the FHA loan provides people with helpful financing choices. Ideal for people who otherwise would not be able to obtain sufficient financing for a home, due to income or poor credit. Let Dan help you get into the home of your dreams!