2017 Changes to Fannie Mae and Freddie Mac Backed Mortgages
Roughly half of all mortgages in the US are backed by Fannie Mae and Freddie Mac. That’s a huge percentage! And, in late 2016 and early 2017, these organizations made a few changes to their processes. Do you plan to secure a mortgage backed by Fannie Mae or Freddie...
Awesome Ways to Make Your Mortgage Payment
No matter how you slice it, your mortgage payment can take a big slice out of your monthly budget. Whether you’re interested in paying off your mortgage early or you simply want some help covering this monthly expense, these awesome ways can help. Get a Roommate...
Should You Buy if You Can’t Put 20% Down?
For many first-time buyers, saving for a down payment is often the most challenging hurdle they face on the path to home ownership. Most of these first-time buyers assume they must put down 20% of the purchase price. That’s some heavy coin! But the truth is – you...
Is it Time to Stop Renewing Your Lease and Buy?
Does your monthly rent payment feel a bit like dumping money down the drain? Have you been dreaming about DIY remodeling projects and paint swatches? Homeownership comes with a lot of perks. But it’s not as simple as trading in your rent payment for a mortgage. Before...
Simple Tips to Save on Homeowner’s Insurance
Not carrying homeowner’s insurance isn’t a way to save money. It’s a way to gamble with the roof over your head. And that’s not something with which you want to gamble. What happens if a freak windstorm blows a tree into your house or a burglar causes major damage to...
How Does a Refi Work?
A refi is the process trading your current home loan for a new one – complete with a new interest rate and terms (aka refinancing). But, how does the whole thing work? In a nutshell – refinancing is pretty much like securing your original mortgage. There are two main...
What’s the Real Cost of a Fixer-Upper?
The fixer-upper. It’s an instant gold mine, right? Maybe. Home improvement TV shows make remodeling look like a snap. That’s because those folks are experts with a crew and supplies at the ready. Unfortunately, for those of us who aren’t home improvement experts,...
A Simple Guide to Budgeting
Budgeting can often be easier said than done, especially if you haven’t done it before. However, if you’re having trouble saving money, budgeting is the key. It allows you to clearly understand where your money is going so you can make educated spending decisions. If...
12 Commonly Used Mortgage Terms
As with any of life’s important steps, knowledge is key. This is why we’ve outlined the 12 most commonly used mortgage terms. Adjustable-Rate Mortgage – Also known as an ARM, an adjustable-rate mortgage is a loan with an interest rate that adjusts based on the...Apply Online
Utilize our online quick app to receive a quote from Dan. It only takes a few minutes to fill out the form.