Simple Tips to Save on Homeowner’s Insurance

Simple Tips to Save on Homeowner’s Insurance

Not carrying homeowner’s insurance isn’t a way to save money. It’s a way to gamble with the roof over your head. And that’s not something with which you want to gamble. What happens if a freak windstorm blows a tree into your house or a burglar causes major damage to...
How Does a Refi Work?

How Does a Refi Work?

A refi is the process trading your current home loan for a new one – complete with a new interest rate and terms (aka refinancing). But, how does the whole thing work? In a nutshell – refinancing is pretty much like securing your original mortgage. There are two main...
What’s the Real Cost of a Fixer-Upper?

What’s the Real Cost of a Fixer-Upper?

The fixer-upper. It’s an instant gold mine, right? Maybe. Home improvement TV shows make remodeling look like a snap. That’s because those folks are experts with a crew and supplies at the ready. Unfortunately, for those of us who aren’t home improvement experts,...
A Simple Guide to Budgeting

A Simple Guide to Budgeting

Budgeting can often be easier said than done, especially if you haven’t done it before. However, if you’re having trouble saving money, budgeting is the key. It allows you to clearly understand where your money is going so you can make educated spending decisions. If...
12 Commonly Used Mortgage Terms

12 Commonly Used Mortgage Terms

As with any of life’s important steps, knowledge is key. This is why we’ve outlined the 12 most commonly used mortgage terms. Adjustable-Rate Mortgage – Also known as an ARM, an adjustable-rate mortgage is a loan with an interest rate that adjusts based on the...
Minimum Property Requirements for VA Loans

Minimum Property Requirements for VA Loans

There are instances when the Department of Veterans Affairs (VA) might waive its minimum requirements. However, there are some requirements the VA will not waive. These requirements are set to ensure the safety of anyone who might live in the home. What safety factors...